What Is It Like Living in Shelbyville, Kentucky? A Local REALTOR®'s GuideIf you're considering buying a home in Shelbyville, Kentucky, the first thing to understand is that Shelbyville and
Dated: January 24 2021
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Weekly Real Estate News January 17 – January 23, 2021
Sunday at 2pm on Youtube Live “How to Make the Dream of Homeownership a Reality this Year” (LIVE)
Watch Live at 2pm at https://www.youtube.com/channel/UCE-LIrX743JkjfaZyBWCHRA
If you missed last week’s Youtube Live you can check that out here:
View the Video Here: https://youtu.be/A65ufpDXsac
Stay Up-To-Date on all the Housing Market Happenings by visiting my Facebook Page at www.facebook.com/shopkentuckyhomes or visit www.shopkentuckyhomes.com
When planning to buy a home, the first step is to find the right Realtor!
If it is the right Realtor you need, look no further than your friend David!
Check out the link below for a list of homes in our area for sale!
Then reach out to David for step two!
https://bit.ly/3stDvGb
Once you have determined that you are going to buy a home; you should reach out to David with United Real Estate Louisville. Today’s market is extremely competitive, and that home you saw yesterday may not be available today. You must have an agent that can move swiftly but can also protect your bottom line. That agent is David Hittle with United Real Estate Louisville, Call Him! 502-489-1135



A lot of millionaires made their money through Real Estate investments.
Are you ready to try your hand at Real Estate Investing?
Check out my list of homes, perfect for an investor to renovate, remodel, and re-sell.
If you are ready to become a Real Estate Investor, contact David to learn more 502-489-1135!

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one of those common goals is owning a home: a piece of land, a roof over our heads, and a place where we can grow and flourish.
Read the Full Article Here: https://bit.ly/3p8mork
Martin Luther King Jr, had a dream, that everyone no matter their skin color, or where they were from would be treated equally. Today, we continue to strive for this future, and I believe it begins with homeownership. I pledge that I will help everyone and anyone achieve the American Dream of Homeownership! If you need a Real Estate Professional to help you achieve the American Dream, connect with David Hittle with United Real Estate Louisville at 502-489-1135

My great friend Veronica Bush is the owner of a Cleaning Service. If you have any cleaning needs around your home, I would highly recommend my friend Veronica for any of your cleaning needs!
If your home or business is in need of a good cleaning, I highly recommend my friend Veronica and her team to get your property sparkling again! Give her a call at the number above!

Martin Luther King, Jr. had a Dream, and that Dream was for everyone know matter their race, color, or creed would be treated the same and that we would not look upon each other's color but upon our character.
As we continue to strive for that Dream to come true today; I'm honored to help everyone with the purchase of their piece of the American Dream.
I believe that everyone has the right to strive for the America Dream, and part of that American Dream is Homeownership!

Are you looking for a property for your Fur-Family?
Well look no further than this list of properties that are perfect for your Fur-Children and are made for them!
Check out the list using this link: https://bit.ly/3rsswfF
If you are looking for a home or property for your fur-family, let’s connect today so we can find your fur-family the perfect property for them, and you! Call me Today 502-489-1135!

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the reality is, acting sooner rather than later may be the actual win if you’re ready to buy a home.
Read the Full Article Here: https://bit.ly/2M2c6dX
Interest rates are a very static thing, they can increase and decrease as quickly as the stock market changes. Interest rates the first week of January hit a new all-time low. However, after that all time-low was achieved rates started to increase all the way until this week where they once again feel but not down to the all-time low level we saw the first week of January. I predict very hostile and very static interest rates throughout 2021, so the question, should you wait for low mortgage interest rates? NO, because we cannot know what these rates are going to do, they may go up, they may go down, right now they are low and you should take advantage of it now, while they are still low. Waiting is always a bad idea, even if interest rates go down back to the record low levels your savings maybe in the hundreds of dollars, adversely though if the rates go up you are losing hundreds if not thousands of dollars. Don’t Wait, if you are going to buy a home, let’s get you going today! Give David Hittle with United Real Estate Louisville a call today at 502-489-1135.

Placement is key when #remodeling a bathroom. #hometips
Check Out these Beautiful Before and After Pictures Here: http://homevalueplus.info/a/113578029?fbclid=IwAR1cvudYeoAdDF7ADizWVTalOkEBmBA0DNa3iTfTv6zq3wLVWcSzvchF6-k
Everyone has an idea of what they want their home to look like, and some people go so far as to renovate or remodel certain rooms in their homes. If you have a renovation bug in your mind right now the above article may give you some great ideas of how to turn your idea into a reality. If you would rather just buy new and tell someone else what you want your rooms to look like, you should contact David Hittle with United Real Estate Louisville, so that together you can visit some brand new homes to see what your idea looks like built give David a call today 502-489-1135

I have experience with this, because of what home seller's perceive to be a market for them, seller's want to overprice their homes.
The unfortunate part of it is, is that overpricing the home only makes it stay on the market longer, costing more in mortgage payments, utilities, and taxes.
Pricing your home at market value offers the right bang for the buck and prevents the home from staying on the market longer costing you more money.
Read the Full Article Here: https://magazine.realtor/daily-news/2021/01/19/housing-market-boom-may-tempt-sellers-to-overprice?fbclid=IwAR3zYENiZsphyNyW38eoWCGLK5Qj0Ob-qd__QPHmFnG7JqEpS5NFQiYzjIg#!#.YAdYF7ppgxk.facebook
It is a Seller’s Market so in some cases seller’s have a very “inflated” view of how much their home is worth. However, a Real Estate Professional can bring a perspective grounded in reality. Your Realtor when you look to buy a home, should have a good idea of what they home is worth on the market, and should be able to tell you whether it is overpriced, underpriced or priced just right for the market. Then your Realtor should be able to develop a strategy that makes you most app to when the home if you made an offer. David Hittle with United Real Estate Louisville does this for his clients, and he can do it for you to; just give him a call today to get started 502-489-1135.

I Almost Forgot!! Got word today that we are Clear to Close on this Property!!
My Seller Client is Happy to Have Sold Their Spare Home!
My Buyer Client is Happy to Turn this Gem into a Diamond!
However, I'm RUNNING OUT OF LISTINGS!!!
If you have felt the urge to sell your house while the market is so red-hot, let's chat I'll help you get through the process every step of the way.
I use a 29-Point Marketing System to get your Home Sold for Top-Dollar and In a Time That Fits Your Life!
Just give me a Holler! 502-489-1135
Think a Brand New Home is out of reach for your budget?
Check out the link below for a list of New Construction homes that may well be in your budget!
View a List of New Construction Homes Here: https://bit.ly/3h6HUK4
When anyone thinks of something that is BRAND NEW, they automatically think expensive. However, when it comes to the housing market right now, brand new homes are competing in price with existing-homes. Therefore, for the price of some existing homes built years or decades ago, you could own a brand new 2020 or 2021 home. If you are thinking of buying a home and want to know if a new construction home is within your budget, give me a call today 502-489-1135

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it’s still more affordable to buy a home than rent one. Here’s why.
ATTOM Data Solutions recently released the 2021 Rental Affordability Report, which states:
“Owning a median-priced three-bedroom home is more affordable than renting a three-bedroom property in 63% of U.S. Counties…”
Read the Full Article Here: https://bit.ly/2MjKMHS
Renting a home in today’s market is very comparable to owning a home in today’s market. For instance here in Louisville, KY at today’s 2.77% interest rate, without a down payment, taxes, or insurance a $100,000 home would cost you $418.72 a month. Using the same criteria a $150,000 home would cost you $628.07 a month. Again, using the same criteria a $200,000 home would cost you $837.43 a month. Again, and again, using the same criteria a $250,000 home would cost you $1046.79. These numbers were generated based on a VA loan which has no down-payment or mortgage insurance. Your monthly rates will be different, but you get the picture. Owning a home is better than renting a home all around. If you are ready to own rather than rent give David Hittle with United Real Estate Louisville a call today 502-489-1135

Dark and light design and decor elements bring a sense of balance to this luxury home's #interiors. #coolhomes
Read the Full Article Here: http://homevalueplus.info/a/113651560?fbclid=IwAR2dJTYrz9imVHwQOs45SjFI_Cy6A6N1TmiU9MzIJrCnVHaJsx_WupQz72M
This home renovation from China is a great illustration of what you can do with a renovation. Some people like the idea of renovating; others would rather just buy new. David Hittle with United Real Estate Louisville can help with the buying side; he can find you your Dream Home and help get you into it. If you are looking to buy or sell a home, David Hittle is the one to call 502-489-1135!

3 Bedrooms, 1 Bathrooms for sale in Louisville, KY.
Get More information on this home for sale here: http://tour.corelistingmachine.com/tour/titan/?id=6495870®=true&_seoAddress=2301-Bickel-Rd-Louisville-KY-1567539

Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at the Wall Street Journal (WSJ), explains:
“The economy is probably not slipping back into recession. The drop was induced by new restrictions on activity as the pandemic raged…”
Read the Full Article Here: https://bit.ly/2LROVmO
What will happen with the pandemic, and with a new administration in the white house, congress and senate will necessarily have an impact on the economy? While, the economy may not slip into a recession again, only time will tell what the policies of the new government will do to either spur the economy forward, or spur the economy downward. If you are looking to make a move now maybe a great time to get it started and ended before any major changes take place that may impact you one way or another. If you are ready to make that move you should contact David Hittle with United Real Estate Louisville at 502-489-1135

Ready to take advantage of today’s low mortgage rates to buy your next home?
Reply to this email to get the process started. I’ll help you navigate the digital steps you need to know to stay healthy and safe along the way in our local market 502-489-1135.

Want to sell your house but worried about the pandemic?
Here's how I can help!
Don't let a great seller's market slip away because of a pandemic... Let David help you to sell your house and still remain safe and sound.
If you're ready to sell your house, the virtual way, let's connect 502-489-1135!

Lumber prices top another surge this week as costs and covid cases shake home builder confidence.
This tied with increasing mortgage interest rates could spell a downturn in sales this early New Year.
As lumber prices increase, the cost of New Construction will increase as well. This may help make existing homes more competitive in an atmosphere as of late where existing homes and new construction homes were comparable.
Read the Full Article here: https://magazine.realtor/daily-news/2021/01/21/uptick-in-costs-covid-19-cases-shakes-builder-confidence?fbclid=IwAR3m9_c_uMlcj0vCW-1hQSxE6qvbNt2AQJ93dGXymwnVwOF8TLKs76jNRBU#!#.YAn8BmXlRYg.facebook
As with a lot in this world, markets fluctuate they ease and contract on a whim. Just like the mortgage interest rates being very static, lumber prices are becoming more static as well. As more home builders start to rev up their building, lumber prices are increasing which is causing builders to have to charge more for brand new homes. Currently in our market, new construction homes are fairly comparable with existing homes; however as lumber prices increases existing homes may become more affordable compared to new construction homes. It’s all about the supply and demand, you have to catch it at the right moment. David Hittle can help you with that, today is a good time to buy or sell a home, tomorrow or next week, or month, or year will have different market tendencies, you must be the early bird to catch the worm, give David a call at 502-489-1135
Sunday at 2pm on Youtube Live “How to Make the Dream of Homeownership a Reality this Year” (LIVE)
Watch Live at 2pm at https://www.youtube.com/channel/UCE-LIrX743JkjfaZyBWCHRA
If you missed last week’s Youtube Live you can check that out here:
View the Video Here: https://youtu.be/A65ufpDXsac
Stay Up-To-Date on all the Housing Market Happenings by visiting my Facebook Page at www.facebook.com/shopkentuckyhomes or visit www.shopkentuckyhomes.com

If you have been thinking about selling your house, now me the best time ever to do so!
According to CoreLogic, Homeowner Equity has increased an Astonishing $1 Trillion.
This gives you profit when you go to sell your house, refinance, or take some equity out of it through an equity loan.
Watch My Latest Video Here: https://youtu.be/ZwT9ldPOqwQ
One of the major differences between renting a home and owning a home is that when you own a home the payments you make on your home go toward increasing your equity. Equity is the difference between what your home is worth and what you still owe on it. When you rent a home, your landlord gets the equity that you would be receiving if you owned the property. Make the Switch – Ditch your Landlord – And Own Your Own! Ready? Call David Hittle with United Real Estate Louisville today 502-489-1135
Watch the Video Here: https://fb.watch/3ckkSco33M/
Ready to buy a home this year? Let's connect to separate reality from reality TV and make sure your experience is smooth and successful. David Hittle United Real Estate Louisville 502-489-1135

20 ACRE ESTATE HOME 20 Minutes from the beach & CAN YOU BELIEVE THIS GORGEOUS POOL & SPA?!
Located at 3550 Rodeo Acres, Ormond Beach, Florida & Priced IMPROVEMENT OF $1,650,000
This property boasts 3 homes, a lake stocked w/fish, 4 barns, round pen, riding arena & multiple pastures gated & fenced & NEWLY BLACKTOPPED DRIVEWAY
The main home is a 3-story, 4 bedroom, 3.5 bath home w/ a stunning wrought iron spiral staircase. A large family room with a cozy fireplace, that has beautiful built ins & lighted shutters. The first floor main bedroom is ideal w/large en/suite & walk in closets. A Spiral staircase leads to semi-finished 3rd floor that is perfect for a media room w/abundant storage.
NO SPACE WAS LEFT UNTOUCHED, STORAGE IN EVERY NOOK & CRANNY! Walk outside to a luxurious heated swimming pool & spa w/ fiber Optic Lighting!
While this home may be a bit pricey, it sounds like to me it is well worth it! If you have thoughts of moving to Florida, allow me to refer you to my great friend Sascha, the only Realtor I’d trust with my friends and family in the Sunshine State!
Let’s Find Your Home This Year!

Well my fears are relieved for a week, this week mortgage interest rates fell from last week's increases meaning that rates are continuing their rise like they have over the past 2 weeks.
Good news for Home Buyers!
Good news for Home Sellers!
Read the Full Article Here: https://magazine.realtor/daily-news/2021/01/22/mortgage-rates-continue-to-hover-near-record-lows?fbclid=IwAR0XVuQplUYer7mZOZ0P_Z0yT__PozZGwkBv6GRDCsDfTj30dwQkXVnCkoY#!#.YAtx4jaM8cA.facebook
I had fears that after the first week of January mortgage interest rates were going to start their climb towards 3%. However, this week mortgage interest rates took a rest at 2.77% which is great news for both buyers and sellers. For buyers it means their interest on their mortgage will be lower than if it had increased. For seller’s it means more eyes will be on your home if it is on the market at market price and means that when you sell your house, you can lock in these great rates on your new home. See it is a win-win type of market right now, you should take advantage of it. If you are ready to make a move soon give David Hittle with United Real Estate Louisville a call 502-489-1135

Thank you to everyone who has supported me last year and in 2021.
It is because of you, that I continue to climb and continue to be on the top of everyone's mind when they are wanting to buy or sell a home.
If you know of anyone who wants to buy or sell a home, give them my phone number, and tell them to call David Hittle, because he'll take care of them from start to finish! 502-489-1135

You Wouldn't Go to Court Without a Lawyer, So Why Would You Try To Sell Your House Without a Realtor?
As a Realtor, I'm able to bring a lot of knowledge and expertise to the table; from the first meeting you will be learning about the process of selling your home.
I bring a multitude to different services to those thinking about selling their house.
Check out some of the advantages you will have by selling with David Hittle with United Real Estate Louisville
FREE Home Valuation: https://davidhittle.unitedkentuckymls.com/.../992d3031d77...
FREE Seller's Guide: https://www.simplifyingthemarket.com/en/sellers/...
FREE APP to Search for Your Next Home (Best Opened on a Phone): davidhittle.unitedkentuckymls.com/app.php
These are just some of the services that I provide, to learn more schedule an appointment today or give me a call at 502-489-1135
Interested in your Homes Value?

When thinking about selling a home, knowing what your home is worth is key!
Would you like to know how much your home is worth?
Find out by clicking below!
To find out more information click here: https://davidhittle.unitedkentuckymls.com/ask/992d3031d77926a184a5c72a16abc7c0?fbclid=IwAR14N9LZqc8qXDy-UzI20Hphk6IAiv3v86BEgkpis_DLWDvpNrlUlUBeups
Do Not Sell Your House, Without Your Intelligence Report from David Hittle with United Real Estate Louisville!

Some Highlights
When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.
From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning.
Let’s connect today to make sure you have an introduction to a trusted lender and the best possible real estate guidance as you begin your homebuying process give David a call 502-489-1135.


If you are thinking of buying a home and have been looking around the La Grange area in Oldham County my Favorite Builder is preparing to open a new section in a community in La Grange, KY.
If you are interested in learning more contact me today! 502-489-1135


David Hittle is a licensed real estate agent with United Real Estate Louisville, serving buyers and sellers throughout Louisville, Kentucky and surrounding counties. Specializing in residential real e....
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